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    International transfers - Chuyển tiền quốc tế

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    How long does it takes?

    Bank clerk:—Hello. Can I help you, ma´am?
    Mary Jones:—Yes. Could you tell me how to send some money to someone with an account with a bank in Germany?
    Bank clerk:—Well, you can pay by mail, telegraphic or SWIFT transfer. Or you can have a banker´s draft and mail it yourself to the beneficiary.
    Mary Jones:—Which is the best way?
    Bank clerk:—It depends on the amount and how fast you want that person to receive the money. A SWIFT transfer is the fastest method but a banker´s draft is usually the cheapest. How much do you wanna send?
    Mary Jones:—$800.
    Bank clerk:—Why don´t you send it by mail payment order?
    Mary Jones:—How long does it take?
    Bank clerk:—About a week.
    Mary Jones:—I don´t know. Can I send it more quickly?
    Bank clerk:—Sure. You can have a Telegraphic or a SWIFT transfer.
    Mary Jones:—And how long do those take?
    Bank clerk:—Both a Telegraphic Transfer and a SWIFT transfer will normally be credited to the payee´s account within three or four working days, depending on whether the beneficiary´s bank is among our correspondent banks or we have to route the transfer through a third bank.
    Mary Jones:—I see. How can I pay by Telegraphic Transfer?
    Bank clerk:—You have to fill out this form, ma´am.

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